Unless you are in the habit of doing laundry naked, it is the task that can never be completed. It is one continual round of wearing, sorting, washing, drying, sorting again, folding, and putting away. Different categories of clothes make their way around the loop in different phases and at different speeds, blurring it into one endless challenge that nearly every person faces. [Read more…]
For the last few weeks, I’ve been very busy. I feel like my blog posts have been suffering. I apologize.
From now on I will only publish posts I’m very proud of. Because of this, I won’t get an article published every week as planned.
This is me telling you that I value you. Time is your most precious asset. Every second you spend reading should be moving you forward. If I waste your time, I am draining your life, not enriching it or your pockets.
In the meantime, I’m on vacation. I won’t try to write a half effort post, but instead put that effort into experiences with my toddlers (and trying to catch the fishing limit).
Thank you for all of your support!!
Note: If you were wondering, she did catch that fish on her own with a fishing pole.
I recently heard a podcast interview with the FBI’s former lead international kidnapping negotiator, Chris Voss. He gave great insight into how to negotiate with someone who is acting irrationally, emotional, and aggressively. While listening to the podcast, I realized I face this every day with toddlers. I researched him online to learn more about his methods. When you think FBI and hostages, you think aggressive, but it is actually the gentleness of this approach that makes it effective.
Here’s my breakdown of his process and my experiences with some short members of the family. [Read more…]
There is a long standing understanding that a penny saved is a penny earned. I submit that the statement is false. Here’s why:
When you save a penny by substituting out cheaper alternatives, using coupons, or other means, you become one penny richer.
When you earn a penny, it must enter a pool of tax piranhas before you can take a fraction of it home.
Many people are counting on an 8% compound interest to get them to retirement. Where on earth did that number come from? Is it at all a reasonable expectation?
What is the Long-Term Return on the S&P 500?
Here is a graph of the January 1st values of the S&P 500 since inception (1871): [Read more…]