There once was a man being interviewed by someone he knew. The credentials he was applying for had a fairly new requirement requiring him to abstain from tobacco use. When the interviewer got to that question and was told that he no longer used tobacco, he smiled and said, “That is great news. When did you quit?” The response to that question has helped me many times in my life. The man looked the interviewer straight in the eye and responded, “Just now.” [Read more…]
When it comes to finances, nothing makes me more excited than seeing a ton of money leave my bank account each month. I just can’t wait to enter it into my “House Payment Analysis” spreadsheet, to see the amount saved go up a few hundred dollars, and be one month closer to payoff. Why does this make me so happy? Well, a lot of it is because I love numbers, but also because we made a plan to own our home in just under 7 years, 76.9% faster than the 30 years the loan was signed for. [Read more…]
I definitely cannot be credited with this extremely efficient debt reduction technique, but I can attest to its soundness. It works wonders whether you have dozens of debts or just one. It doesn’t require any crazy math or major life style changes, just intentional behavior.