When getting your act together financially, you probably wouldn’t think to put decluttering on the list. Sure, decluttering feels nice, but does it have anything to do with finances? YES! There are so many benefits to clearing out your crap that it’s worth going through the whole house. I can think of 8 quite serious financial benefits: [Read more…]
Gold and Silver should be a part of anyone’s savings and investings. My personal goal is to have it represent 10% of my retirement portfolio and up to a quarter of my emergency savings.
I didn’t start out believing in gold. It gets a lot of hype in sensational language, which always makes me skeptical.
My biggest obstacle to adding precious metals to my portfolio was is it is hard for me to imagine going back to using gold and silver as currency. It is just too out of place in today’s modern society and impractical in the digital world. If there were a dollar crisis, my power tools would probably be worth more than useless metals and I can use them in the mean time.
I was once given a Christmas present that was treasured above probably any other gift that year:
A mason jar full of homemade granola
I would only sprinkle it over my cereal because if I ate it as cereal, it would be gone too fast. I put it on yogurt, ice cream, and ate it in little pinches as snacks. I loved the stuff and stretched it as long as possible. Eventually though, it was gone. [Read more…]
If you’ve read some of my economic posts, it shouldn’t come as a surprise that I think something big is around the corner (before the close of 2019?). I don’t know if it is near hyper inflation, a major stock market crash, or a major loss of economic freedom, but I do think it is already underway and inevitable.
The problem is, even those people who see trouble ahead and think they are preparing for a financial disaster, aren’t preparing the right way. Conventional financial methods won’t work when the problems are at the core of those financial methods.
The engineer in me refuses to spend money on useless items, so decorations almost always fall by the wayside. Halloween is an exception. Although, I still hardly spend anything on Halloween Decor, these DIY options that use mostly trash are an extremely cheap way to show some holiday “spirit”. [Read more…]