You get taxed on your income, you get taxed when you spend it, you get taxed on your property, you get taxed when you visit other properties (hotel tax), and you get taxed when you die. Americans are subject to taxes in every form. What most people don’t realize is that the government taxes savings as well. [Read more…]
One of the biggest keys to becoming the boss of your money and taking control of your finances is paying yourself first. Bills, taxes, groceries, and extras tend to eat up any money we allow into human hands before we get a chance to save it. You can ensure that doesn’t happen to you and your family by “paying yourself first”. [Read more…]
Shopping lists are great, they help you get out of the store fast and with what you need. What really saves us money though is our un-shopping list or things we don’t buy. Over the years, our un-shopping list has saved us tons of money and hassle. The biggest benefit is how simple it makes our shopping list. I love not having to track so many items!
These three types of items are on our list: [Read more…]
Diapers are expensive. In 2016 alone, I spent $669.39 on Diapers, Pullups, Wipes, and Diaper Gini inserts. That’s $55.78 a month! If I wasn’t so overwhelmed and actually changed my kid’s diapers as often as needed, it would have been even higher. I’m thinking anything, ANYTHING, that can get your kid to potty train is going to save you so much money.
My current potty trainee LOVES airplanes, so I made an airplane incentive chart that has made all the difference. [Read more…]
Look around your city. How many pizza places are there? I live in a tiny town and there are 3! Clearly if they can make a profit with such a small area, they must have a very low operating cost. Pizzas are so inexpensive to make. The dough costs next to nothing and a large handful of diced ham or one chicken breast is enough meat to feed a family. Vegetarian is even cheaper and the meat is hardly missed (for me at least). [Read more…]